# Roadmap (FinTech) ## Realizing FinTech Services on the Blockchain FinTech services realized on the blockchain (This service will proceed after integration with centralized wallet services.) ZIGAP Pay service enables payment processing by charging utility tokens with the stable coins. It allows users to enjoy payment processing and cash withdrawals in the real-world financial sector, leveraging the fast processing speed of the blockchain network and the stability derived from complete decentralization. ### (1) Business Model #### ○ Payment Business (B2C) \- Similar to KakaoPay service – Charging and payment \- Connected to Mastercard Crypto Card Solution \- Equipped with plastic card & mobile pay barcode #### ○ Future Expansion of Commerce Business Models (B2B, Franchise) \- Prioritize O2O service areas (Taxi/Uber, hotel reservation, delivery, etc) ### (2) Revenue Model #### ○ ZIGAP PAY Membership Fees \- Membership fee, Annual fee, Card issuance fee, etc \- Purchase/join in the form of NFTs on HAPPIC(ZIGAP Membership NFT marketplace) \- Consideration of Providing Integrated Benefits for Seoul Labs dApp Services #### ○ ZIGAP Pay Payment Processing Fees \- 1% of transaction amount (subject to change) --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://whitepaper.zigap.io/inter-operbility/roadmap-fintech.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.